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A MarketPlace is a website or application that allows sellers and buyers to interact with each other to make commercial transactions. The owner of a Marketplace provides a space for sellers to display their products or services and is responsible for managing all aspects of the transaction. For example, Mercado Libre is a Marketplace.

Mercado Pago allows you to collect payments on behalf of the sellers of your platform and optionally charge a commission for the transaction.

When a payment is generated, the amount is immediately divided between the seller’s account and your account, in case you charge a fee.


Mercado Pago’s fee will be deducted from the funds received by the seller.

The Marketplace requires 3 steps:

  1. Create a Marketplace application.
  2. Connect your sellers’ accounts.
  3. Charge on behalf of them.

After creating the application, you only need to take the second and third steps for each subsequent vendor.


Similar to the Checkout of Payments, you have a pair of private keys to connect to the API. You can find these keys in the credentials section of your account.

The private keys (also known as access_token) are used for all the requests to the APIs, such as processing payments, refunds, etc. The private keys must be kept confidentially in your backend servers and should never be published.

Start creating my Marketplace

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